Unfortunately living in the UK currently is becoming increasingly harder with the rise in the cost of living crisis. There are many people and families skipping meals in order to pay bills. It is disgusting and so worrying that more people are going to be in this position.
There is so much uncertainty in the air with regards to the government and the cost of living crisis. We are all feeling the need to tighten our belts and save money where we can. This is why I felt it was important to share a post about simple ways you can save money. I fully appreciate that some of these things you may not be spending money on. But, these are some things that we are all trying to help with the rise in all energy bills.
There are 12 things you can stop buying to save money:
There are so many delivery services like, Deliveroo, Just Eat and Uber Eats that make purchasing meals or groceries super convenient. However, not only have their fees and delivery prices increased, but increases your outgoings. So choosing to cook, even batch cooking more evenings than you choose to get a takeaway. This will enable you to not only save money but eat healthier food.
2. Hot drinks from coffee shops
It can be a habit to visit your local Costa or Starbucks each morning or on your break, to help you get through your work day. But, even one drink a day that could average at £3/£4, adds up especially if you make more than one visit.
Yes, making a coffee at home isn’t as nice I appreciate that, but even choosing to only purchase coffees a couple of times a week can make a difference.
3. Pre-packed sandwiches, meals, sliced fruits & vegetables
I have been guilty of reaching for a Tesco sandwich meal deal or choosing pre-cut carrot batons instead of buying the carrots and cutting them myself.
However, buying pre-cut fruit and vegetables is considerably more expensive than buying those fruits and vegetables whole. For your own convenience you could cut your fruit and veg yourself, then refrigerate or freeze it all. Then they are handy to grab when you need them. It takes more time but can save you a lot of money on your food shops.
Photo by Joshua Rondeau on Unsplash
4. Sale items you don’t need it
We are all susceptible to being enticed into the sale sections in a store, online or on a subscription service. You think it is a great idea because of all the price but, if you took a few moments to really think about it, you probably don’t need it. So, when you go shopping try and stick to your shopping list. However, if something you need is in the sale section then it is a bargain!
5. Name-brand products
This is something that I learned a while ago. A lot of products are all made in the same factories, they just have different packaging. It is crazy how people are duped into spending more money solely because of a brand’s packaging. This same thing does for medicine as well. Different versions of certain medicines are exactly the same as the braded. For example: Lemsip cold & flu tablets have the exact ingredients as a supermarket brand cold and flu tablets. So, you could save yourself a few pounds by switching.
6. Gym membership
This is only applicable if you are paying for a gym membership that you are not using. You are just wasting money. However, if you are paying to go the gym but want to stop, there are plenty of YouTube videos to give you the ability to workout from home.
7. TV subscriptions
There are so many tv subscriptions like Netflix, Disney+ or Apple TV, you may only watch one particular subscription. Or you may only watch them a few times, if that is the case, choose to keep a couple and cancel others. This can save you a lot of money each month. You just have to think can I justify having all these subscriptions as well as your TV provider like Sky?
Luckily we have Netflix through Sky, so cancelled the other subscription. We are also going to be cancelling Apple TV as it is an added expense we don’t need and use.
Photo by David Švihovec on Unsplash
8. Going out to eat regularly
In no way is this post about taking all the fun out of your life. However, if you reduce the amount of times you go out for dinner or drinks each week or month, will greatly increase your money each month.
Even when I have been out for a few lunches and a few dinners during a month, I think they weren’t experience. But then I add them together and it is easy to spend. Certainly on the lead up to Christmas we have decided to reduce meals out to special occasions. As I have anniversary and my brother’s birthday, we will be going out for dinner, but going to try and opt for meals at home at least until after Christmas.
9. Bottled water
I am definitely guilty of buying bottles of flavoured water. I love flavoured water and so I spend much more than I should on water. If you buy plain bottled water, let’s say an average of £5.00 for a multipack of the big litre bottles. If you spend just £5.00 a week on water that is £260 a year. Even more if you are buying several multipacks a week. Instead, you can purchase a water filter jug that will give you great tasting water but for a fraction of the price. We have one of these jugs and it is so handy.
10. Subscription boxes
There are so many subscription boxes on the market, stationery, books, beauty, skincare, tea, coffee boxes and many more. It can be hard to resist! I love all the stationery ones, I would have them all if I could afford them. Surprises through your letterbox is perfect stationery addicts.
That being said, all subscription boxes can be expensive and frivolous when you are trying to save money. If you still want to treat yourself definitely check out cheaper alternatives. For example: FabFitFun is £39.65 per month, however you could try Beauty Pie that is only £10.00 per month.
Photo by Katie Harp on Unsplash
11. Getting your nails done
Okay, so this activity is something I do semi-regularly if I can afford it. It’s the one thing I like to buy to feel pampered. But, if I cannot afford it I will not have them done.
However, there are so many different brands that offer salon quality nail varnishes. So you could swap to those if you want to save money.
12. Car washes
It can be really tempting to utilise a car wash, especially if you take pride in your car and love it to be shiny. On the other hand, all those car washes and valets add up, so why not shop around to find the best deal. Or, use an extension cord to hoover your car’s interior. You can also use a bucket of soap, some wash cloths and towels to clean the outside of your car.
These are just some of the things you can limit purchasing or stop buying all together to help save yourself money. Other areas you could look at stopping:
- Travel-sized products
- Disposable razors
- Extending warranties on electric products
- Bank fees
I hope that this post has been helpful if you are trying to save money and reduce your outgoings. This is a really important topic especially with the increase in all our energy bills in this cost of living crisis.
You should put all that money you would have spent per month on those things but didn’t to one side. Then at the end of the month put all that money into your savings or towards your bill.